July 2007


2007

 

In this Issue:

 

Keeping Your Home Safe While on Vacation
Would You Pass the Citizenship Test?
Tips on Buying a Home

 

(Please feel free to post comments about our newsletter at the bottom of the newsletter.)


 

 

Keeping Your Home Safe While on Vacation

 

 

Here we are, approaching another 4th of July.  For many, that means packing up and heading out on the family vacation.

 

 

A lot of planning goes into making a great vacation, but be sure to consider the safety of your home while you’re away and create an action plan to keep your home and belongings safe.

 

 

Some people prey on homes when they know the owners are out of town or on vacation.  There are certain steps you need to take before leaving to make the house look like someone is there at all times.  Like the old saying goes, “If there is bait, the fish will grab.”  You can relate this saying to the way burglars think.  Don’t leave out any bait that would tempt a burglar.

 

 

There are several things potential burglars pay close attention to at your home. Daily newspapers piling up in the driveway, a continuous dark house, and no cars in the driveway are just a few things that they look for. Your job is to make sure you put a plan of action into place before leaving your house.

 

 

 

Here are five tips to make sure your house is safe:

 

1) Temporarily cancel newspaper subscription - Most newspapers let you contact them and put a hold on your subscription until you get back. This allows for credits for the days you are gone and the newspapers are not just piling up and going to waste. Another idea is letting your neighbor or someone in neighborhood to get your daily newspapers.

 

2) Daily Mail - Make sure someone is checking your mail each day in case you have some important documents coming and also the mail is not piling up in your mail box. If someone sees the mail is overloading, they will automatically know you are not at home.

 

3) Cars in the Driveway - Never have all vehicles completely gone out of the driveway.  Leave your spouse's car or borrow another family member's car to leave in the driveway and arrange for the vehicle to moved and repositioned while you’re away.  This way the driveway is not a complete ghost town.

 

4) Lights on in the house - Set up specific lights in the house on a daily timer to come on each evening.  You do not want to leave your house continuously dark the entire time you’re out of town.  This is a number one giveaway to potential home break-ins. And if possible, get timers that allow you to vary the on-off times.  Burglars can figure out in about two days if your lights come on at the exact same time each evening.

 

5) Have someone check daily - Request that a close friend or neighbor checks on your house daily. They can go through the house and check around to make sure there is no harm done to the house. Also if you have any pets, they will be able to feed and water the pets while they are checking on the house.

 

 

Safeguarding your home and belongings should be high on your priority list at all times, but even more so when you’re going to be away for any length of time.

 

 

Implementing these strategies doesn’t guarantee your home won’t be broken into while you’re away, but it does greatly reduce your chances of a break-in.  If you’re going away on a vacation or out of town for an extended period of time, the extra peace of mind knowing that your home is being taken care of is well worth the time put into initiating this type of plan.

 

 

 

 

Would You Pass the Citizenship Test?

 

With the celebration of America's Independence on everyone's mind in the month of July, we wondered, among the hurdles that US citizenship applicants must clear is a test on American history and government. The test typically consists of 10 questions selected from a list of 100 available on the US Citizenship and Immigration Services Web site, though questions other than those listed on the site may be included.

 

 

How would you do? These 10 questions are typical of those asked…

 

 

1. What do the stripes on the American flag represent?

2. Who said, "Give me liberty or give me death" ?

3. How many amendments are there to the Constitution?

4. How many representatives are in Congress?

5. Who becomes president if the president and vice president both are unable to fulfill their duties?

6. Who is the current Chief Justice of the United States?

7. The Constitution requires a person to meet three criteria to become president. Name of of these criteria. (Better yet, can you name all three?)

8. What are the first 10 amendments to the Constitution called?

9. Who wrote "The Star-Spangled Banner"?

10. How many times may a Congressman be reelected?

 

 

Answers…

 

 

1. The original 13 states

2. Patrick Henry

3. 27

4. 435

5. The Speaker of the House of Representatives

6. John G. Roberts, Jr.

7. A natural-born citizen of the US… at least 35 years old by the time the term begins… have lived in the US for at least 14 years.

8. The Bill of Rights

9. Francis Scott Key

10. There is no limit.

 

 

 

 

 

 

 

So… how did you do?

 

 

 

 

Tips on Buying a Home

 

Armed with the right tips on buying a home can make or break your purchase of a new home. Ironing out all of the major, as well as insignificant details before house hunting will help make buying a home a much easier process.

 

 

 

Preplanning is a Must

 

In order to save money, time and energy, one of the best tips on buying a home involves the preplanning process of house hunting. When you analyze what you want and need in a home purchase, you will be able to make better decisions that will stand the test of time. When you are unclear on what type of help you need when buying a home, your house-hunting process will take much longer than it should.

 

 

An important tip that many neglect in the beginning when looking to buy a home is to make a list of all of the things you want in a house. Do you prefer a deck or patio? Does the size of the yard matter to you? How many bathrooms would you like? Gas or electric stove? Don’t be afraid to express all of the things you desire or need when buying a home.

 

 

Think of All Possible Factors

 

Going beyond the inside or outside of a house will help when buying your home. There are additional variables to consider, including location and neighborhood. This may possibly be your home for many years to come. Who do you want living around you? Will you be situated close to a grocery store, hospital, fire station, police station or park?

 

 

Do a Little Research!

 

When you need help buying a home, doing your homework will make a difference. Even the slightest changes in district and towns could save you a couple of hundred dollars when it comes time to pay property taxes. You may also want to send your children to a specific school. What is the history of a potential house buy and are you willing to pay more for an older house

 

 

Refer To and Revise Your List

 

Referring to your list will keep you on track when it comes time to weed out potential houses. Consider these tips when buying a home.

 

 

Remember that your list is not set in stone.  You may encounter items and features you might have never imagined, you may change the rank of what is important to you in a house purchase or you may find a need to alter your budget.

 

 

All of these tips on buying a home allow you to create a revisable list which becomes more helpful as you get deeper into the house-hunting process.

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